I don’t know about you, but I find myself at Target all. the. time! At least twice each week. I really think I could live there, I love it that much. Okay, now that I’ve proclaimed my little love affair with Target, I want to tell you about all the ways you can save money while shopping at this wonderful place.
Target Red Card:
If you apply for a Target Red Card (basically Target’s credit card), you save 5% on everything you purchase. This is not a point-earning system, nor a “get a check in the mail once you’ve spent a certain amount” thing. This is instant savings. If my purchase rings in at $100, I just swipe my card, and it automatically drops to $95. Just by using my Target Red Card last year, I saved over $250. You can watch your savings grow because the amount you saved on each purchase, as well as your total savings for the year, appears at the bottom of your receipt.
Other perks to the Red Card include free shipping on all items purchased at target.com and an additional 30 days to return items beyone the regular 90 day return policy.
Interested in applying for a Target Redcard? You can do so by clicking on the image below!
*A note of caution- we pay off our credit card balance, in full, each month. If you have difficulty paying off the entire amount each month, this may be more detrimental than helpful, as the interest accrued on unpaid debt will probably outweigh the 5% savings.
Target Cartwheel App:
Target has an app that you can install on your mobile phone that allows you to receive discounts on the items you are buying. I have seen items with a savings of anywhere from 5-40%. There are literally hundreds of products to choose from, however, you are only allowed to use so many offers for each transaction- I currently have 17 items I’m allowed to put in my cartwheel, but you can add and delete items as needed. When you get to the register, the cashier simply scans your unique barcode, and the discounts are automatically applied to your purchase. Since adding Cartwheel just about a year ago, I have saved over $200, okay, 83¢ over $200.
*If you prefer, you can sign up for Cartwheel on your desktop computer here and add/delete items from your desktop. Just print your barcode prior to going to Target and have the cashier scan it.
Bring Your Own Reusable Bags:
If not to help save the environment a little, bring your reusable bags to Target, and they discount your purchase 5¢ for each bag used. I know that’s not much, but over the course of a year, if averaging 4 bags per trip, you would save about $10- if going once a week.
If you find a lower price than Target is offering, Target will match the price. You can find the item in the store and bring it to the Customer Service Desk where they will verify the price. They will then match the lower competitor price- plus if using your Red Card, you’ll get another 5% off. Not bad! As with everything, there are certain rules surrounding Target’s Price Matching Policy. You can find more details here.
Get the Sale Price:
If you make a purchase at Target and that item goes on sale at any time over the next 2 weeks, Target will give you the difference between your purchased price and the current sale price.
Hopefully you found some helpful hints on saving money at Target!